Privacy, terms, and accessibility.
This page brings together the primary legal information that applies to your use of our website and to the way we handle information you choose to share with us.
Clear information.No hidden fine print.
We want you to understand what information we collect, how this website is used, and how to reach us if you need help.
How we collect, use, and protect information you share with us.
General conditions that apply to the use of this website and its content.
Our commitment to improving access to information and receiving feedback.
How we handle your information
This Privacy Policy generally describes how ADAMAO may collect, use, and protect information when you visit our website, complete forms, or communicate with us.
Information you may provide
We may receive information you choose to share, such as your name, phone number, email address, state of residence, basic information related to the service you request, and any information included in forms, WhatsApp messages, emails, or direct communications.
Information collected automatically
The website and technology providers we use may collect basic technical data such as IP address, device type, browser, pages visited, access date and time, cookies, and similar data used for operation, security, measurement, and website improvement.
How we may use information
We may use information to respond to requests, provide service guidance, prepare quotes or evaluations, follow up on conversations, manage client or prospect relationships, improve the website, prevent fraud, comply with applicable obligations, and maintain administrative records.
Sharing information
We do not sell personal information to advertisers. We may share information when necessary with service providers, technology platforms, insurance carriers, administrators, agencies, professionals, or third parties related to the requested service, subject to the nature of the request, applicable permissions, and legal obligations.
Cookies and similar technologies
We may use cookies or similar technologies for essential functions, analytics, performance, and user experience. Available controls depend on your browser, device, and the tools used by the website.
Security
We use reasonable administrative and technical measures to protect information. However, no transmission or storage system can guarantee absolute security.
Retention
We may retain information for as long as reasonably necessary to manage the relationship, meet regulatory or contractual obligations, resolve inquiries, and maintain legitimate records.
Your choices
You may ask us to correct contact information or stop certain marketing communications. Some operational, regulatory, or service-related communications may be necessary while an active relationship exists.
Minors
This website is primarily intended for adults. We do not knowingly seek to collect personal information from minors without appropriate involvement or authorization from a parent or legal guardian.
Third-party links and services
The website may link to third-party platforms. Their privacy and security practices are the responsibility of those providers and are governed by their own policies.
Updates
We may update this policy as our services, providers, practices, or applicable requirements change. The version published on this page will be the current version.
Conditions for using this website
By accessing and using this website, you agree to these general terms. If you do not agree, you should discontinue use of the website.
Informational content
Website content is provided for general informational purposes. It does not by itself constitute legal, medical, tax, accounting, financial, or individualized professional advice.
Insurance and regulated services
Product availability, coverage, premiums, discounts, eligibility, benefits, and terms depend on the carrier, product, state, underwriting, applicant information, and applicable contractual documents. No insurance coverage is in force until issued or confirmed through the applicable process.
Taxes and strategy
Tax information on this website is general. Credits, deductions, tax classification, payment arrangements, and other tax treatment depend on the facts, documentation, and applicable law. We do not guarantee refunds, tax savings, or specific outcomes.
Accuracy of information
We work to keep content current and useful, but we do not guarantee that all information is complete, error-free, or applicable to every individual situation.
User responsibility
When you provide information to us, you represent that you are providing it in good faith and that, to the best of your knowledge, it is accurate. You should carefully review forms, applications, policies, returns, and other documents before signing or accepting them.
Intellectual property
The content, design, trademarks, names, graphics, text, and other materials on this website belong to ADAMAO or are used with permission unless otherwise indicated. They may not be copied, reproduced, or used commercially without authorization.
Permitted use
You may not use the website for unlawful, fraudulent, or abusive activity, interfere with its operation, attempt unauthorized access to systems, or copy content in a way that violates intellectual property rights.
Third-party services and links
We may use or link to third-party platforms, portals, tools, and services. We do not control all of their content, availability, security, or terms.
General limitation
To the extent permitted by applicable law, ADAMAO will not be responsible for indirect damages arising solely from use or inability to use the website, or for decisions made without an individualized professional evaluation.
Changes
We may modify these terms when necessary. The version published on this page will apply to subsequent use of the website.
Our commitment to an accessible experience
We want our website and digital content to be usable by as many people as possible, including people who use assistive technologies.
Continuous improvement
We continually work to improve structure, contrast, readability, navigation, labels, mobile compatibility, and other elements that can make content easier to access.
Possible limitations
Some third-party functions or content may not be fully under our control. When we identify a reasonable barrier within our control, we aim to correct it or provide an alternative.
Need assistance
If you have difficulty accessing any part of the website or need information in an alternative format, contact us. Please tell us which page or content is causing difficulty and how we can assist you.
Need clarification?Our team is available to help.
For questions about privacy, terms, accessibility, or information published on this website, you can contact our team.
